Privacy policy.

Last Updated: March 27, 2025

FJ Holdings LLC / Niwai Media ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website at www.fjholdingsllc.com (the "Website"). We comply with applicable data protection laws, including the California Consumer Privacy Act (CCPA), California Privacy Rights Act (CPRA), General Data Protection Regulation (GDPR), California Online Privacy Protection Act (CalOPPA), Personal Information Protection and Electronic Documents Act (PIPEDA), and other relevant regulations. Please read this policy carefully to understand our practices regarding your personal information.

By using our Website, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use our Website.

1. Information We Collect

We may collect the following types of personal information from you when you interact with our Website:

  • Basic Identifiers: Name, email address, phone number, and mailing address (e.g., when you fill out a contact form or sign up for updates).

  • Sensitive Information: Credit card details or other payment information (e.g., if you make a purchase or request a service through our Website).

  • Internet Activity: IP address, browser type, device information, pages visited, and time spent on our Website (collected automatically through tracking technologies).

  • Geolocation Data: Approximate location based on your IP address (used to improve user experience and comply with regional regulations).

  • User-Provided Information: Any additional information you voluntarily provide, such as feedback, inquiries, or survey responses.

We do not collect more information than is necessary to fulfill the purposes outlined in this policy.

2. How We Use Your Information

We use the personal information we collect for the following purposes:

  • To Provide Services: To respond to your inquiries, process transactions (e.g., using your credit card details for payments), and deliver services you request.

  • To Communicate with You: To send you newsletters, promotional offers, or updates about FJ Holdings LLC if you have subscribed to our mailing list. You can opt out of these communications at any time (see Section 5 for details).

  • To Improve Our Website: To analyze user behavior (e.g., pages visited, time spent) and improve the functionality, content, and user experience of our Website.

  • To Comply with Legal Obligations: To meet requirements under applicable laws, such as tax reporting or responding to legal requests.

  • For Security and Fraud Prevention: To monitor and protect against fraudulent activity, unauthorized access, or other security threats.

Third-Party Sharing:

  • We do not sell your personal information to third parties.

  • We may share your information with trusted third-party service providers who assist us in operating our Website, such as payment processors (e.g., to process credit card payments), email marketing platforms (e.g., to send newsletters), and analytics providers (e.g., to track website usage). These third parties are contractually obligated to protect your information and use it only for the purposes we specify.

  • We may disclose your information if required by law, such as in response to a court order, subpoena, or other legal process, or to protect the rights, property, or safety of FJ Holdings LLC, our users, or the public.

3. Security Measures to Protect Your Information

We take the security of your personal information seriously and implement reasonable measures to protect it from unauthorized access, disclosure, alteration, or destruction. These measures include:

  • Encryption: We use Secure Sockets Layer (SSL) encryption to protect sensitive data (e.g., credit card details) transmitted through our Website.

  • Access Controls: Only authorized personnel have access to your personal information, and they are trained in data protection practices.

  • Secure Storage: Your data is stored on secure servers with restricted access and regular security updates.

  • Monitoring: We regularly monitor our systems for vulnerabilities and potential threats.

While we strive to protect your information, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we are committed to maintaining robust safeguards to protect your data.

4. Your Rights Regarding Your Data

Depending on your location and applicable laws (e.g., CCPA, CPRA, GDPR, PIPEDA), you have certain rights regarding your personal information. These rights include:

  • Right to Access: You can request a copy of the personal information we hold about you.

  • Right to Correction: You can request that we correct any inaccurate or incomplete information.

  • Right to Deletion: You can request that we delete your personal information, subject to certain exceptions (e.g., if we are required to retain it for legal purposes).

  • Right to Opt-Out: You can opt out of the sale of your personal information (though we do not sell your data) or opt out of certain uses, such as marketing emails.

  • Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights (e.g., by charging you a different price or denying services).

  • Right to Data Portability: You can request your data in a structured, commonly used, and machine-readable format (GDPR-specific).

  • Right to Object: You can object to certain processing of your data, such as for direct marketing (GDPR-specific).

How to Exercise Your Rights: To make a request, please contact us at info@fjholdingsllc.com or by mail at the address provided in Section 8. We will respond to your request within the timeframes required by law (e.g., 45 days under the CCPA/CPRA, 30 days under the GDPR). We may need to verify your identity before processing your request to ensure the security of your data.

5. Tracking Technologies (Cookies, Pixels, and Beacons)

We use tracking technologies to enhance your experience on our Website and collect information about how you interact with it. These technologies include:

  • Cookies: Small text files stored on your device that help us remember your preferences, track your activity, and deliver personalized content. For example, cookies may track which pages you visit or whether you’ve previously visited our Website.

  • Pixels and Beacons: Embedded in our Website to track user behavior, such as whether you opened an email or clicked on a link. These are often used for analytics and marketing purposes.

What Data They Collect:

  • Cookies may collect your IP address, browser type, device information, and browsing behavior (e.g., pages visited, time spent).

  • Pixels and beacons may collect similar data, as well as information about email engagement (e.g., open rates).

Your Choices:

  • You can manage your cookie preferences through your browser settings to accept, reject, or delete cookies. Note that disabling cookies may affect the functionality of our Website.

  • We provide a cookie consent banner (where required by law, such as under the GDPR) that allows you to opt in or out of non-essential cookies.

  • For more details, please refer to our separate Cookie Policy (available at www.fjholdingsllc.com/cookie-policy), which provides additional information about the types of cookies we use and how to manage them.

6. Children’s Privacy

Our Website is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information from a child under 13 without verifiable parental consent, we will delete that information promptly.

Parental Control: If you are a parent or guardian and believe your child under 13 has provided us with personal information, please contact us at info@fjholdingsllc.com. We will take steps to delete the information and, if requested, provide you with access to the data collected from your child.

This policy complies with the Children’s Online Privacy Protection Act (COPPA) and other applicable laws regarding children’s privacy.

7. International Data Transfers

FJ Holdings LLC is based in the United States. If you access our Website from outside the U.S., such as from the European Union (EU) or Canada, your personal information may be transferred to, stored, and processed in the U.S., where data protection laws may differ from those in your jurisdiction.

For users in the EU, we comply with GDPR requirements for international data transfers by implementing appropriate safeguards, such as Standard Contractual Clauses (SCCs), to ensure your data is protected. If you have questions about international data transfers, please contact us using the information in Section 8.

8. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our data privacy practices, please contact us at:

FJ Holdings LLC
18124 Wedge Parkway #427
Reno, NV 89511
U.S.A.
Email: info@fjholdingsllc.com
We will respond to your inquiries promptly and in accordance with applicable laws.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or for other operational reasons. When we make changes, we will update the "Last Updated" date at the top of this policy. If the changes are significant, we will notify you by posting a prominent notice on our Website or by sending you an email (if you have provided your email address). We encourage you to review this policy periodically to stay informed about how we protect your personal information.

10. Additional Information for Specific Jurisdictions

  • CCPA/CPRA (California Residents): In addition to the rights listed in Section 4, California residents have the right to know the categories of personal information we collect, the sources of that information, and the third parties with whom we share it. You can also request a "Shine the Light" disclosure under CalOPPA regarding third-party marketing.

  • GDPR (EU Residents): We process your data based on legitimate interests (e.g., to provide services), consent (e.g., for marketing emails), or legal obligations. You have the right to lodge a complaint with your local data protection authority if you believe we have not complied with GDPR.

  • PIPEDA (Canada Residents): We ensure that your personal information is handled in accordance with PIPEDA principles, including accountability, consent, and transparency.